In a region where inflation and online retail are rising side-by-side, savvy shoppers in the UAE and KSA are embracing smarter ways to stretch their dirhams and riyals. One powerful trio that’s becoming a go-to for Gulf-based consumers: Tabby + Coupons + Clearance Sales. When used together, these three strategies offer a stacking effect that can drastically lower your overall spending, especially when you’re shopping for fashion, electronics, groceries, and more from your favorite retailers.

At GC Coupons, we’ve tracked user behavior across thousands of transactions and have seen that shoppers who combine these three tactics often save up to 50–70% on their total orders. In this guide, we’ll walk you through exactly how to combine all three effectively — and why platforms like Tabby, in particular, are unlocking a new wave of consumer-friendly shopping in the Middle East.

What Is Tabby and Why Has It Taken Over UAE & KSA Shopping?

Tabby is a Buy Now, Pay Later (BNPL) service that allows shoppers to split their online purchases into four equal, interest-free payments over time. It’s now accepted by hundreds of online stores in the UAE, KSA, Kuwait, Bahrain, and even across global brands operating in the Gulf.

Key Benefits of Using Tabby:

  • No interest or hidden fees when you pay on time.

  • Instant approval for most shoppers — no lengthy paperwork or credit checks.

  • Works with leading brands like Noon, Namshi, 6th Street, Max Fashion, Centrepoint, and many more.

  • Allows you to buy now and reduce upfront cash burden, ideal for larger orders or bulk shopping.

  • Track and manage all your purchases in the Tabby app.

In countries like the UAE and Saudi Arabia, where shoppers frequently buy electronics, home decor, and branded fashion online, Tabby’s model has quickly gained traction because it provides financial flexibility without resorting to credit cards or loans.

Why GC Coupons + Tabby = A Smarter Way to Pay

What makes the combo of Tabby and GC Coupons powerful is the fact that many retailers accept both at the same time, which means you can split your payment into parts and apply a discount on the full cart value before that split.

Example:

You want to buy AED 600 worth of products at 6th Street during their clearance event. You:

  1. Use the 6th Street Promo Code from GC Coupons (say, 15% off).

  2. Apply that code — your cart becomes AED 510.

  3. Pay via Tabby — and only pay AED 127.50 today, with 3 equal payments to follow.

This strategy alone just saved you AED 90 upfront, and you’re only paying a quarter of the discounted price at checkout.

Now imagine this for groceries at Carrefour, fashion at Max, sports gear at Puma, or luxury shoes at Level Shoes — the results are impressive when stacked correctly.

Exclusive Coupons That Work With Tabby Retailers

At GC Coupons, we provide verified and exclusive promo codes for the biggest online brands in the Gulf — many of which also offer Tabby. Here are some top categories and brands where this triple-saving strategy works best:

🛍️ Fashion & Footwear:

🛒 Groceries & Essentials:

  • Carrefour Promo Code – Use “GC” to save 40% up to AED 35 on your grocery order (min AED 75). This coupon can also be stacked with Carrefour’s weekly promotions.

👟 Streetwear & Lifestyle:

  • 6th Street Coupon Code – Apply exclusive coupons on top of clearance items and split the cost using Tabby.

Many of these platforms also run seasonal clearance sales, and GC Coupons helps you layer even more savings on top of those.

How to Use All Three Together: Step-by-Step Guide

If you’re new to combining Tabby + Coupons + Clearance, follow these simple steps to get the most out of every purchase:

Step 1: Look for Clearance Items

Always start with products that are already on discount. Most retailers in the UAE have a dedicated “Outlet” or “Clearance” section — including Namshi, Centrepoint, and Pottery Barn Kids.

Step 2: Find a Verified Coupon

Head to GC Coupons and search for your favorite retailer. Look for first-time shopper promo codes, free shipping codes, or cart-value-based discounts.

✅ Pro Tip: GC Coupons verifies and updates its offers daily, so the codes actually work — unlike many unreliable coupon websites.

Step 3: Add Items to Cart

Make sure your cart qualifies for both the coupon code and Tabby payment option. This usually means hitting a minimum spend (e.g., AED 100).

Step 4: Apply the Coupon Code

Apply your code at checkout. If it doesn’t work, try a different one from GC Coupons — all our codes have expiry info, terms, and compatibility notes.

Step 5: Choose Tabby as Payment Method

Once your coupon is applied and the price drops, choose Tabby (or Tamara, if available) to break the payment into four. You’ll only pay 25% of the discounted amount now, and the rest over time.

Where to Look for Clearance Deals in UAE & KSA

Some of the best clearance sales in the Gulf region happen quietly — not all of them are front-page events. Here are retailers that regularly offer great clearance or outlet sections:

  • Namshi – Up to 80% off designer labels, often with an extra coupon layer.

  • Max Fashion – Regular end-of-season discounts, especially in children’s wear.

  • Noon – Flash sales, clearance events, and heavily discounted bundles.

  • 6th Street – Dedicated Outlet tab with huge markdowns on past-season collections.

  • Bath & Body Works – End-of-season events on scents, creams, and gift sets.

  • Centrepoint – Multi-brand clearance including Babyshop, Lifestyle, Splash, and Shoemart.

Real-Life Examples of Savings with Tabby + GC Coupons

✅ Case Study: Shopper Buys for Eid on Level Shoes

  • Cart Total: AED 1,200

  • Used Code: 15% Off GC-exclusive coupon from GC Coupons

  • Discount Applied: AED 180

  • Final Price: AED 1,020

  • Paid Using Tabby: AED 255 upfront, remaining AED 765 over 3 months

✅ Case Study: Back-to-School Essentials from Reebok

  • Cart Total: AED 400

  • Clearance Discount: 20% already on shoes

  • Coupon Used: Additional 10% via Reebok UAE Discount Code

  • Final Price: AED 288

  • Paid via Tabby: AED 72 now, AED 216 later

Common Myths About Tabby (And Why They’re Wrong)

❌ “Tabby affects my credit score.”

Fact: Tabby doesn’t report to credit bureaus in the UAE or KSA. As long as you pay on time, it won’t hurt your score.

❌ “I won’t be able to use coupons if I pay with Tabby.”

Fact: Most retailers allow both. Tabby is a payment method — like a card or Apple Pay — and doesn’t interfere with discount logic.

❌ “Clearance items don’t qualify for coupons.”

Fact: Many retailers allow coupon stacking, and GC Coupons highlights which codes work on discounted items.

Tabby vs Tamara — Which BNPL Option Is Better?

Both Tabby and Tamara operate similarly in the UAE and KSA. Here’s a quick comparison:

Feature Tabby Tamara
Countries UAE, KSA, Kuwait, Bahrain UAE, KSA, Kuwait
Installments 4 4
Interest 0% 0%
Payment App Yes Yes
Coupon Compatibility Yes Yes

Both are excellent tools, and you should use whichever is offered by your retailer. Most major brands in the UAE work with Tabby, while some local retailers support Tamara.

Pro Tip: Combine BNPL With Loyalty Programs

In addition to using coupons and BNPL tools like Tabby, consider stacking loyalty points:

  • Noon Rewards

  • Carrefour MyCLUB

  • Shukran Points (for Centrepoint, Splash, etc.)

You’ll essentially be saving in four ways: clearance, coupon, BNPL, and loyalty cashback.

Final Thoughts: Stack Smart and Save Big

The average shopper in the UAE or Saudi Arabia is getting more strategic with every purchase. Gone are the days of paying full price. By using Tabby, GC Coupons, and existing storewide or clearance discounts, you’re not just saving a few dirhams — you’re reshaping the way you spend online.

GC Coupons partners with over 300+ leading online retailers to bring you exclusive, high-value coupons you won’t find elsewhere. Whether you’re stocking up on groceries, shopping for Eid gifts, revamping your wardrobe, or buying furniture — there’s always a way to save more.